Comments on: Your Top 5 Money Goals

By: Jack @ Master Your Card

Jack @ Master Your Card — Thu, 19 Nov 2009 13:13:04 +0000

I really like this idea – it kind of made me realize that I don’t really have a clearly defined money goal. I’d like to build some kind of passive income (and I’ve been somewhat working to that end in my free time) but I think if I want to get serious, I really need to commit. Getting it all down on paper (or in a Word doc) is a great start. As a freelancer, it can sometimes be difficult to motivate myself to keep my fingers moving instead of watching music videos all day – so I keep post cards laying around my desk that put my work into context. Kind of like little reminders that the reason I’m doing this is to achieve something. It helps.

By: Personal Finance Buzz

Personal Finance Buzz — Tue, 17 Nov 2009 12:56:41 +0000

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By: Karen

Karen — Mon, 16 Nov 2009 22:01:23 +0000

I don’t really have set long-term/short-term goals right now, but the basic ones I’m aiming for are:
1. Save up enough money to be able to attend at least one convention this summer without parental assistance.
2. Save up enough money to be able to sublet or live somewhere away from home over the summer (parents might force me to let them pitch in but I want to be able to pay some of it).
3. Talk to my mom about what kind of saving/retirement accounts she’s set up for me so just in case anything happens I know where it all stands (not really a financial goal but something I don’t have time for right at this moment).

By: Mandarific

Mandarific — Mon, 16 Nov 2009 21:21:46 +0000

Hmmm, as for my goals…

Long Term –
* Be able to put down a payment, maintain monthly payments, and afford insurance for a new-gen or vintage Mustang. (However long it takes, and no settling for a cheesy 1980s model! Financially not as difficult as getting my credit back up to a reasonable score.)
* Pay off mine and my fiancé’s student loans ($13,000 in total)

Short Term –
* Pay off my Capital One card that was set up for me by my parents in HS (6 – 12 months.)
* Have enough money by the time I move to purchase or rent a large, 4+ bedroom home. (June 2011!)
* Be able to have a wedding that I WANT and not have to downsize because of financial issues. (January 2011)

I’ve been working a lot lately to set up a budget and things like that, so actually writing out these goals has been very helpful, thanks.

Something I would like to see in future posts is a look at what affects your credit (Paying bills late? On time?) and how you can bring it up. My card that my parents set up for me has long been “cut off” from lack of payment (they were supposed to take care of it…then didn’t.) so my credit has plummeted, but I would like to bring it back up. See: Mustang Goal.

By: Molly (the artist formerly known as Alexis)

Molly (the artist formerly known as Alexis) — Mon, 16 Nov 2009 20:18:35 +0000

My financial goals are:

1) pay off the hospital bills in collections and avoid incurring new ones (2-3 years)
2) pay off my and my husband’s student loans (… will take awhile)
3) save enough for a damage deposit + 1 month’s rent and expenses so we can move to LA (aiming for Summer 2011)